Credit Card Cross-sell Limit Enhancement

contains 5 APIs

This product is designed to check eligibility of customer for Credit Card limit enhancement and enable them to apply for the same.

Feature Icon

Feature description

Real time eligibility check and application for Credit Card limit enhancement.

APIs

5 APIs used

API's	Severity	Documentation	Try It Now
CC_preExecution_CardVal_OTPGen API display name : Pre-Execution Card Validation and OTP Generation Description : API used for pre-execution validation of credit card and generating OTP on successful validation	Medium	Docs	Test Now
CC_OTPVal_CreditLimitEnhancement API display name : Credit Card- OTP Validation and credit limit enhancement Description : API to validate card, OTP entered by customer and then apply for Jumbo loan	Medium	Docs	Test Now
CC_OTPVal_CheckEligibility API display name : OTP Validation and Check Eligibility Description : API to validate OTP and check and shared the eligibility details of customer for Insta Loan	Medium	Docs	Test Now
CC_InquireCardDetailsOTP_Gen API display name : CC Card Details Inquiry and OTP Generation Description : API to validate credit card mapped to mobile number and generate OTP on successful validation.	Medium	Docs	Test Now
Oauth_Proxy_HDFC-Bank API display name : Oauth Proxy Description : Oauth_Proxy	Low	Docs	Test Now

Workflow

Mobile number and last 4 digits of card number are validated and OTP is generated and sent on the mobile number.

OTP entered by customer is validated and eligibility is displayed to the customer.

After validating the Card, OTP is generated and customer can choose Limit Enhancement of Credit Card

OTP is validated and application for Insta Loan is sent to the Bank's system.

Use Cases

Use case of this product is with Fintechs, Aggregators and other digital sourcing partners.

CC_preExecution_CardVal_OTPGen