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Customer Identification

contains 4 APIs

An API product that focuses on identifying the customer's CASA relationship with the Bank.
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Feature description
This API helps with the identifying customer's relationship with the bank and in turn help design the user journey accordingly.
APIs

4 APIs used

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Fintech_OTPVal_Offers_V2

API display name : Fintech Generic Demog Detail
Description : API to identify if the customer is ETB and has a pre-existing offer
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Fintech_OfferAvailability_V2

API display name : Fintech Generic OfferAvailability API
Description : API to identify if the customer is ETB and has a pre-existing offer
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OTP_Generation_Service_REST

API display name : OTP Generation API REST
Description : API to initiate the OTP to the registered mobile number of the customer
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This API product journey helps with the identification of the customer's relationship with the bank.

  1. Customer Identification API requires mobile number as a mandatory field alongwith either a PAN or DOB as other fields to identify if the customer is an ETB or NTB basis CASA relationship.

Some of the most known applications of this API are with the Bank’s platform, fintech partners, OEMs, Co-Brand Credit Card Partners to identify customer's relationship with the bank.