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DC- EMI POS Journey

contains 4 APIs

API product that focuses on Debit Card EMI loan journey for POS terminal.
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Feature description
Debit card-based consumer durable EMI/loan for Bank's Pre-approved/Pre-qualified customers maintained in Lead Insta application.
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Feature description
This API product is for applications through PoS aggregators/terminals specifically
APIs

4 APIs used

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DCEMI_POSCheckEligibility

API display name : DCEMI - POS Check Eligibility
Description : API to check the eligibility of the customer for converting debit card transaction into EMI basis PIN and Last 4 digits of the debit card
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DCEMI_POSOrderConfirmation

API display name : DCEMI - POS Order Confirmation
Description : API to enable the partner to confirm the availing of the EMI facility by the customer
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DCEMI_StatusInquiry

API display name : DCEMI - Status Inquiry
Description : API to check the status of the Debit Card EMI transaction
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This API product journey is for those customers who want to apply for a Debit card loan from their PoS journey. Once the customer commences the journey, he/she will be taken through the following steps-

  1. To be able to apply for a Debit card loan, the customer’s information is checked with the help of the Check Eligibility API.
  2. An OTP will be generated for the customer to authenticate their application via OTP Validation API.

Some of the most known applications of this API are with POS Aggregators like Innoviti, Mswipe, Mosambee, Pine Labs etc