API display name : InitiateVKYC_ADV

Description : This API sends Customer details (such as Father Name, Address, Security Questions, etc.) & Aadhaar Ref No. to ADV (Aadhaar Vault) via Middleware. From there, these details are passed to ADV API to get Aadhaar Photo, DOB and First Name. This inturn is sent to IDFY to get vKYC link, Profile ID & Link Expiry in the API Response. This service is used to post customer details to IDFY via APIGW to initiate video KYC directly for the customer provided with the customer details collected along with the RRN & ADV received in response to VKYC link will be provided as part of the response.

Data Classification Details : Customer details.

Domain Name : Building Blocks

Protocol : REST

New User manual : HDFCBank_UserManual-_VKYC-SOA-Experience-Service-_V1.0_0.docx

New OpenAPI specification : initiate-vkyc-v1.yaml

What type of operation is the API expected to perform on Bank’s system? : 2

What will be the expected availability/ uptime for the API? : 5

Does the API handle any personally identifiable information (PII) of customer? : 5

Is the API meant for financial transactions? : 0

Does the API handle any sensitive information related to Bank or Partner? : 0

Will the API allow bulk data transfer? : 0

What is the encryption protocol used for the API? : 0

Does the API have a direct* impact on revenue for the Bank? : 0

What will be the estimated business value per month to be managed by the API? : 0

How many numbers of Partners are expected to be connected with this API? : 2