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Business Loan

contains 19 APIs

This API product is used to compute Bureau and income based offer and also help in decisioning STP nad Non STP approach
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Feature description
This API product is used to compute Bureau and income based offer and also help in decisioning STP nad Non STP approach
    APIs

    19 APIs used

    API's Severity Documentation Try It Now

    SW_Fetch_BureauOffer

    API display name : Get Bureau based offer
    Description : This API will be used to get bureau based offer details.

    SW_Get_IncomeBasedOffer

    API display name : Get Income based Offers
    Description : This API will return offer based on Income. Partner to call this API when Income document upload at Perfios end is completed.

    SW_Initiate_IncomeUpload

    API display name : Income Upload
    Description : This API will be used to verify the income online basis bank statement. It will be called when bureau based offer is not available or customers requested for higher loan amount.

    SW_OTPGen_CustIdentfication

    API display name : Customer Identification and OTP Generation
    Description : This API shall identify if the Customer is ETB or NTB, has Offer or not and Generate OTP

    SW_OTPVal_FetchDemog_Offers

    API display name : OTP Validation and Fetch Customer Demographics plus Offer
    Description : This API shall Validate OTP generated in above API and Fetch Detailed Demographic and Detailed Offers.

    SW_PAN_GST_Inquiry

    API display name : PAN, GST & Equifax Enquiry
    Description : This API will be used to get PAN status, Address fetch from Equifax, Get GSTIN information based on PAN number and OperationMode passed in the request.

    SW_EmailOTP_Gen

    API display name : Generarate Email OTP
    Description : This API will be used to generate OTP for Email authentication

    SW_EmailOTP_Val

    API display name : Validate Email OTP
    Description : This API will be used to validate OTP entered by customer for email

    SW_Fetch_CAI_Data

    API display name : Fetch ICAI Data
    Description : This API Shall fetch Chartered Accountant Details.

    SW_Fetch_EKYCStatus

    API display name : Get eKYC Status
    Description : This API will return status of eKYC and required details from Aadhaar vault. Partner to call this API once ekyc is completed.

    SW_Fetch_MCI_Data

    API display name : Fetch MCI Data
    Description : This API will authenticate Doctors Membership with multiple Medical Councils across India

    SW_Initiate_EKYC

    API display name : Initiate eKYC
    Description : API will generate eKYC link and return to partner to re-direct customer to eKYC landing page for further processing of application.

    SW_ApplyForLoan

    API display name : Apply for Loan
    Description : This API will be consumed by Partner to apply for loan on final submit page.

    SW_Doc_Upload

    API display name : Document Upload
    Description : API to take single document to upload for the customer

    SW_Fetch_Electricity_Data

    API display name : Fetch Electricity bill data
    Description : API will provide electricity bill information for customer

    SW_Get_STP_nonSTP_Decision

    API display name : Get STP and Non STP Details
    Description : This API will be used to decide whether Journey will be STP or Non STP journey basis the BRE rules.

    SW_Save_Additional_Dtls

    API display name : Save Additional Details
    Description : This API will be called to save the additional details provided by user.

    sw-getAccAck-v1

    API display name : Account submission for Statement Extraction & Analysis
    Description : This request is used for passing the selected Account Number by the ETB Customer alongwith Customer ID and Consent for Perfios (to share and perform Statement Analysis) & FIP in the Loan Journey to Backend system. The Account Number List will be referred from ""Validate OTP & fetch Cust Demog"" API.

    These APIs will be called from front end by an external partner to complete the customer loan journeys(Business Loan, Personal Loan, etc) built by LOAN ENGINE