API display name : GetEPFOData API

Description : This API will be used to fetch customer's EPFO details

API display name : Customer Identification and OTP Generation

Description : This API shall identify if the Customer is ETB or NTB, has Offer or not and Generate OTP

API display name : OTP Validation and Fetch Customer Demographics plus Offer

Description : This API shall Validate OTP generated in above API and Fetch Detailed Demographic and Detailed Offers.

API display name : PAN, GST & Equifax Enquiry

Description : This API will be used to get PAN status, Address fetch from Equifax, Get GSTIN information based on PAN number and OperationMode passed in the request.

API display name : Get Bureau based offer

Description : This API will be used to get bureau based offer details.

API display name : Income Upload

Description : This API will be used to verify the income online basis bank statement. It will be called when bureau based offer is not available or customers requested for higher loan amount.

API display name : Get Income based Offers

Description : This API will return offer based on Income. Partner to call this API when Income document upload at Perfios end is completed.

API display name : Initiate eKYC

Description : API will generate eKYC link and return to partner to re-direct customer to eKYC landing page for further processing of application.

API display name : Get eKYC Status

Description : This API will return status of eKYC and required details from Aadhaar vault. Partner to call this API once ekyc is completed.

API display name : Generarate Email OTP

Description : This API will be used to generate OTP for Email authentication

API display name : Validate Email OTP

Description : This API will be used to validate OTP entered by customer for email

API display name : Save Additional Details

Description : This API will be called to save the additional details provided by user.

API display name : Get STP and Non STP Details

Description : This API will be used to decide whether Journey will be STP or Non STP journey basis the BRE rules.

API display name : Document Upload

Description : API to take single document to upload for the customer

API display name : Apply for Loan

Description : This API will be consumed by Partner to apply for loan on final submit page.

API display name : Loan Status Inquiry

Description : This API will be consumed by Partner to get status of loan journey.

API display name : Account submission for Statement Extraction & Analysis

Description : This request is used for passing the selected Account Number by the ETB Customer alongwith Customer ID and Consent for Perfios (to share and perform Statement Analysis) & FIP in the Loan Journey to Backend system. The Account Number List will be referred from ""Validate OTP & fetch Cust Demog"" API.