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Credit Card Loan Pre-closure

contains 8 APIs

This product facilitates inquiry of details of Loan availed against Credit Card and also the preclosure of the same
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Feature description
Customer can inquire the details of the EMI availed on the Credit Card and also not only get information on the outstanding amount, pre-closure charges but also execute a pre-closure of the same
APIs

8 APIs used

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CC_Loan_PreClosure_Inq

API display name : Credit Card -Loan Pre closure Inquiry
Description : API to facilitate inquiry of loan outstanding and charges with respect to pre closure of loan.
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CC_Loan_PreClosure_Req

API display name : Credit Card -Loan Pre closure Confirmation
Description : API to facilitate pre-closure of Loans against Credit Card
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CC_InquireCardDetails_v2

API display name : Credit Cards-Card Details Inquiry V2
Description : Token Generated in the OTP Validation will be required along with last 4 digits of the credit card to generate the AAN number
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OTP_Generation_Service_REST

API display name : OTP Generation API REST
Description : API to initiate the OTP to the registered mobile number of the customer
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CC_ViewLoanDetails_V2

API display name : Cerdit card ViewLoanDetails V2
Description : API to share AAN No for JUMBO Loan
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OTP_Validation_Service_REST_v2

API display name : OTP Validation API REST v2
Description : API to validate the entered OTP which was initiated in the first API call
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CC_EMISchedule_v2

API display name : Credit Cards - EMI Schedule
Description : API to share the EMI schedule of the EMI transactions of the Credit Card
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Customer enters Mobile Number and Date of Birth, combination is validated and OTP is sent to customer

Customer enters the OTP and the same is validated. On successful validation ID Token is generated 

Mobile number+DoB+Token is passed and post validation, AAN no. is shared.

Mobile number+4 digits oc CC+Token is passed and post validation, EMI details are shared in response

AAN no.+Loan no.+Token is passed and on validation Loan pre-closure information is shared in response 

After customer gives confirmation, the loan corresponding to the request is closed and success/ failure response is shared back.

Use case of this API is with Fintechs and Co-branded Credit Card partners offering Card Post-Issuance services.