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Token based Authentication

contains 3 APIs

This API product enables authentication of Existing to Bank (ETB) customer through NetBanking login.
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Feature description
This API product first takes customer's Mobile number and DoB/ PAN, then redirects to Bank's NetBanking page for authentication through login and then generates ID token on successful authentication.
APIs

3 APIs used

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IDCOM_Fetch_IDToken

API display name : Fetch ID Token API
Description : This API shall generate ID Token basis the Auth Code received in previous API.
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IDCOM_Fetch_AuthCode

API display name : Fetch Auth Code API
Description : This API fetch Auth Code and redirection URL basis Mobile and DOB/ PAN
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The first API fetches Auth Code and redirection URL basis Mobile and DOB/ PAN. The customer is redirected to Bank's NetBanking page for authentication.

Post successful authentication on NetBanking portal, ID Token is generated

Some of the most known applications of this API are for sourcing Credit Card, Asset and other leads via digital platforms of DSAs, Fintechs, Aggregators to name a few.