API display name : Generate OTP API
Description : This service will validate PAN details with NSDL and generate an OTP for user authentication.
Data Classification Details : otp_transaction_id
Domain Name : Accounts and Deposits
Protocol : REST
New User manual :
HDFCBank_UserManual_ Smartx Experience API-Partner_v1.6_8.docx
New OpenAPI specification :
smartx-generateOTP-v3_0_0.yaml
What type of operation is the API expected to perform on Bank’s system? : 2
Does the API handle any personally identifiable information (PII) of customer? : 5
Is the API meant for financial transactions? : 0
Does the API handle any sensitive information related to Bank or Partner? : 5
Will the API allow bulk data transfer? : 0
What is the encryption protocol used for the API? : 0
Does the API have a direct* impact on revenue for the Bank? : 0
What will be the estimated business value per month to be managed by the API? : 0
How many numbers of Partners are expected to be connected with this API? : 5
What will be the expected availability/ uptime for the API? : 2
API Deprecation Status : No
API Version : 3
Deployment Platform : APIGEE
Deployment Tool : Jenkins CICD