API display name : XCL OTP Validation Check Eligibility
Description : This API is used to get an eligibility amount for a customer, based on customer’s declared age, employment type, income and expense details.
Data Classification Details : Name, email ID, Mon no, PAN No
Domain Name : Loans
Protocol : REST
New User manual :
HDFCBank_UserManual_XCL_Loan_Processing_v1.2_3.docx
New OpenAPI specification :
XCL_CheckEligibility_0.yml
What type of operation is the API expected to perform on Bank’s system? : 2
Does the API handle any personally identifiable information (PII) of customer? : 5
Is the API meant for financial transactions? : 0
Does the API handle any sensitive information related to Bank or Partner? : 0
Will the API allow bulk data transfer? : 0
What is the encryption protocol used for the API? : 0
Does the API have a direct* impact on revenue for the Bank? : 0
What will be the estimated business value per month to be managed by the API? : 0
How many numbers of Partners are expected to be connected with this API? : 5
What will be the expected availability/ uptime for the API? : 5
API Deprecation Status : No
API Version : 1
Deployment Platform : APIGEE
Deployment Tool : Jenkins CICD