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XCL Loan Processing

contains 10 APIs

This API Product is used to integrate with HDFC Bank’s Xpress Car Loan (XCL) APIs. These APIs enables partners to integrate functionality of ETB and NTB loan processing with their customer journeys.
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Feature description
This API Product is used to integrate with HDFC Bank’s Xpress Car Loan (XCL) APIs. These APIs enables partners to integrate functionality of ETB and NTB loan processing with their customer journeys.
    APIs

    10 APIs used

    API's Severity Documentation Try It Now

    XCL_GenerateOTP

    API display name : XCL Generate OTP
    Description : This API is used to trigger an one-time password being sent to a customer for authentication purposes.

    XCL_CheckEligibility

    API display name : XCL OTP Validation Check Eligibility
    Description : This API is used to get an eligibility amount for a customer, based on customer’s declared age, employment type, income and expense details.

    XCL_OTPVal_FetchOffer_Demogs

    API display name : XCL Fetch Offer
    Description : This API is used to get the offer amount for a customer, based on customer’s profile at the bank, economic profile, bureau scores & bank’s credit engine assessment.

    XCL_CheckLoanStatus

    API display name : XCL Check Status
    Description : This API is used to get the status of an existing customer application.

    XCL_ApplyForLoan

    API display name : XCL Apply For Loan
    Description : This API is used to get submit a loan application to XCL platform with all necessary details like customer personal profile, employment, demographic, economic, car, dealer & loan details.

    XCL_UpdateLoanDetails

    API display name : XCL Update Loan Details
    Description : This API is used to update an existing loan application on XCL platform with car, dealer & loan details for a customer on XCL platform & returns summary of the loan application as the response.

    XCL_GetRedirectionToken

    API display name : XCL Get Redirection Token
    Description : This API is used to generate a redirection token along with the redirection URL from XCL platform for a given customer application reference number, mobile number, date of birth & pan details.

    XCL_DocumentDownload

    API display name : XCL Document Download
    Description : This API is used to download various documents like (sanction letter, voucher etc.) for the approved loan application on XCL platform.

    XCL_FetchDataMasters

    API display name : XCL Fetch Data Masters
    Description : This API is used to get Master data for all the predefined set of master entity types. This reflects master data for City, State, Gender, Salutation, etc.

    xcl-fetch_misStatus

    API display name : XCL Miss Status
    Description : This API is used to built a support system-to-system API requests, to help provide the
    status information to partners for their respective customer cases based on the Partner Refernce Number.

    This API is used to trigger an one-time password being sent to a customer for authentication purposes and the generated OTP would be valid for 15 mins.

    This API is used toget an eligibility amount for a customer, based on customer’s declared age, employment type, income and expense details, response includes the associated rate grid.

    This API is used to get the offer amount for a customer, based on customer’s profile at the bank, economic profile, bureau scores & bank’s credit engine assessment, response includes the associated rate grid.

    This API is used to get the status of an existing customer application, by default summary is returned and by specifying an appropriate result type, one can get the summary or complete details of the application.

    This API will used to get submit a loan application to XCL platform with all necessary details like customer personal profile, employment, demographic, economic, car, dealer & loan details. This call to the endpoint will create a new application for the customer on XCL platform & return summary details
    of the loan application as the response.

    This API is used to update an existing loan application on XCL platform with car, dealer & loan details for a customer on XCL platform & returns summary of the loan application as the response.

    This API is used to generate a redirection token along with the redirection URL from XCL platform for a given customer application reference number, mobile number, date of birth & pan details. The generated token & URL are valid for 5 mins from the time of generation and can be used only once.

    This API will be used to download various documents like (sanction letter, voucher etc.) for the approved loan application on XCL platform, for a given customer and associated partner. A pre-defined list of documents can be downloaded via this API, after the loan has been sanctioned and for a pre-defined duration only.

    This API is used to get Master data for all the predefined set of master entity types. This reflects master data for City,
    State, Gender, Salutation, etc.

    This API is used to built a support system-to-system API requests, to help provide the
    status information to partners for their respective customer cases based on the  Partner Refernce Number.